Privacy Policy
INTRODUCTION [YUVAGURU.COM] (“we” or “us” or “our”) respects the privacy of our users (“user” or “you”). This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website [YUVAGURU.COM] [and our mobile application], including any other media form, media channel, mobile website, or mobile application related or connected thereto (collectively, the “Site”). Please read this privacy policy carefully. If you do not agree with the terms of this privacy policy, please do not access the site. We reserve the right to make changes to this Privacy Policy at any time and for any reason. We will alert you about any changes by updating the “Last Updated” date of this Privacy Policy. Any changes or modifications will be effective immediately upon posting the updated Privacy Policy on the Site, and you waive the right to receive specific notice of each such change or modification. You are encouraged to periodically review this Privacy Policy to stay informed of updates. You will be deemed to have been made aware of, will be subject to, and will be deemed to have accepted the changes in any revised Privacy Policy by your continued use of the Site after the date such revised Privacy Policy is posted.
COLLECTION OF YOUR INFORMATION We may collect information about you in a variety of ways. The information we may collect on the Site includes: Personal Data Personally identifiable information, such as your name, shipping address, email address, and telephone number, and demographic information, such as your age, gender, hometown, and interests, that you voluntarily give to us [when you register with the Site [or our mobile application,] or] when you choose to participate in various activities related to the Site [and our mobile application], such as online chat and message boards. You are under no obligation to provide us with personal information of any kind, however your refusal to do so may prevent you from using certain features of the Site [and our mobile application].
Derivative Data Information our servers automatically collect when you access the Site, such as your IP address, your browser type, your operating system, your access times, and the pages you have viewed directly before and after accessing the Site. [If you are using our mobile application, this information may also include your device name and type, your operating system, your phone number, your country, your likes and replies to a post, and other interactions with the application and other users via server log files, as well as any other information you choose to provide.]
Products and Services We provide the following online. Online Videos, Exam, Study Material
Pricing details The price of each product is given in the app at the Point of Sale. Applicable discount coupons are also dispalyed in the app.
Financial Data Financial information, such as data related to your payment method (e.g. valid credit card number, card brand, expiration date) that we may collect when you purchase, order, return, exchange, or request information about our services from the Site [or our mobile application]. [We store only very limited, if any, financial information that we collect. Otherwise, all financial information is stored by our payment processor, [Amazon Payments,] [Authorize.Net,] Razorpay] [Chargify,] [Dwolla,] [Google Checkout,] [Paypal,] [SafeCharge,] [Stripe,] [WePay,] [2Checkout,] [other], and you are encouraged to review their privacy policy and contact them directly for responses to your questions.]
Third-Party Data Information from third parties, such as personal information or network friends, if you connect your account to the third party and grant the Site permission to access this information. Data From Contests, Giveaways, and Surveys Personal and other information you may provide when entering contests or giveaways and/or responding to surveys.
Mobile Application Information If you connect using our mobile application: • Geo-Location Information. We may request access or permission to and track location-based information from your mobile device, either continuously or while you are using our mobile application, to provide location-based services. If you wish to change our access or permissions, you may do so in your device’s settings. • Mobile Device Access. We may request access or permission to certain features from your mobile device, including your mobile device’s [bluetooth, calendar, camera, contacts, microphone, reminders, sensors, SMS messages, social media accounts, storage,] and other features. If you wish to change our access or permissions, you may do so in your device’s settings. • Mobile Device Data. We may collect device information (such as your mobile device ID, model and manufacturer), operating system, version information and IP address. • Push Notifications. We may request to send you push notifications regarding your account or the Application. If you wish to opt-out from receiving these types of communications, you may turn them off in your device’s settings. USE OF YOUR INFORMATION Having accurate information about you permits us to provide you with a smooth, efficient, and customized experience. Specifically, we may use information collected about you via the Site [or our mobile application] to: • Administer sweepstakes, promotions, and contests. • Assist law enforcement and respond to subpoena. • Compile anonymous statistical data and analysis for use internally or with third parties. • Create and manage your account. • Deliver targeted advertising, coupons, newsletters, and other information regarding promotions and the Site [and our mobile application] to you. • Email you regarding your account or order. • Enable user-to-user communications. • Fulfill and manage purchases, orders, payments, and other transactions related to the Site [and our mobile application]. • Generate a personal profile about you to make future visits to the Site [and our mobile application] more personalized. • Increase the efficiency and operation of the Site [and our mobile application]. • Monitor and analyze usage and trends to improve your experience with the Site [and our mobile application]. • Notify you of updates to the Site [and our mobile application]s. • Offer new products, services, [mobile applications,] and/or recommendations to you. • Perform other business activities as needed. • Prevent fraudulent transactions, monitor against theft, and protect against criminal activity. • Process payments and refunds. • Request feedback and contact you about your use of the Site [and our mobile application]. • Resolve disputes and troubleshoot problems. • Respond to product and customer service requests. • Send you a newsletter. • Solicit support for the Site [and our mobile application].
Refund Policy Thanks for purchasing our products (or subscribing to our services) at [website] operated by [name]. We offer a full money-back guarantee for all purchases made on our website. If you are not satisfied with the product that you have purchased from us, you can get your money back no questions asked. You are eligible for a full reimbursement within 14 calendar days of your purchase. After the 14-day period you will no longer be eligible and won't be able to receive a refund. We encourage our customers to try the product (or service) in the first two weeks after their purchase to ensure it fits your needs. If you have any additional questions or would like to request a refund, feel free to contact us.
Terms and Conditions Introduction These Website Standard Terms and Conditions written on this webpage shall manage your use of our website, Webiste Name accessible at Yuvaguru.com. These Terms will be applied fully and affect to your use of this Website. By using this Website, you agreed to accept all terms and conditions written in here. You must not use this Website if you disagree with any of these Website Standard Terms and Conditions. Minors or people below 18 years old are not allowed to use this Website. Intellectual Property Rights Other than the content you own, under these Terms, Yuvaguru.com and/or its licensors own all the intellectual property rights and materials contained in this Website. You are granted limited license only for purposes of viewing the material contained on this Website.
Restrictions You are specifically restricted from all of the following: • publishing any Website material in any other media; • selling, sublicensing and/or otherwise commercializing any Website material; • publicly performing and/or showing any Website material; • using this Website in any way that is or may be damaging to this Website; • using this Website in any way that impacts user access to this Website; • using this Website contrary to applicable laws and regulations, or in any way may cause harm to the Website, or to any person or business entity; • engaging in any data mining, data harvesting, data extracting or any other similar activity in relation to this Website; • using this Website to engage in any advertising or marketing. Certain areas of this Website are restricted from being access by you and Yuvaguru.com may further restrict access by you to any areas of this Website, at any time, in absolute discretion. Any user ID and password you may have for this Website are confidential and you must maintain confidentiality as well.
Your Content In these Website Standard Terms and Conditions, “Your Content” shall mean any audio, video text, images or other material you choose to display on this Website. By displaying Your Content, you grant Yuvaguru.com a non-exclusive, worldwide irrevocable, sub licensable license to use, reproduce, adapt, publish, translate and distribute it in any and all media.
Your Content must be your own and must not be invading any third-party's rights. Yuvaguru.com reserves the right to remove any of Your Content from this Website at any time without notice.
No warranties This Website is provided “as is,” with all faults, and Yuvaguru.com express no representations or warranties, of any kind related to this Website or the materials contained on this Website. Also, nothing contained on this Website shall be interpreted as advising you.
Limitation of liability In no event shall Yuvaguru.com, nor any of its officers, directors and employees, shall be held liable for anything arising out of or in any way connected with your use of this Website whether such liability is under contract. Yuvaguru.com, including its officers, directors and employees shall not be held liable for any indirect, consequential or special liability arising out of or in any way related to your use of this Website.
Indemnification You hereby indemnify to the fullest extent Yuvaguru.com from and against any and/or all liabilities, costs, demands, causes of action, damages and expenses arising in any way related to your breach of any of the provisions of these Terms.
Severability If any provision of these Terms is found to be invalid under any applicable law, such provisions shall be deleted without affecting the remaining provisions herein.
Variation of Terms Yuvaguru.com is permitted to revise these Terms at any time as it sees fit, and by using this Website you are expected to review these Terms on a regular basis.
Assignment The Yuvaguru.com is allowed to assign, transfer, and subcontract its rights and/or obligations under these Terms without any notification. However, you are not allowed to assign, transfer, or subcontract any of your rights and/or obligations under these Terms. Entire Agreement These Terms constitute the entire agreement between Yuvaguru.com and you in relation to your use of this Website, and supersede all prior agreements and understandings.
Governing Law & Jurisdiction These Terms will be governed by and interpreted in accordance with the laws of the State of Country, and you submit to the non-exclusive jurisdiction of the state and federal courts located in Country for the resolution of any disputes.

Refund Policy Thanks for purchasing our products (or subscribing to our services) at [website] operated by [name]. We offer a full money-back guarantee for all purchases made on our website. If you are not satisfied with the product that you have purchased from us, you can get your money back no questions asked. You are eligible for a full reimbursement within 14 calendar days of your purchase. After the 14-day period you will no longer be eligible and won't be able to receive a refund. We encourage our customers to try the product (or service) in the first two weeks after their purchase to ensure it fits your needs. If you have any additional questions or would like to request a refund, feel free to contact us.

We may collect information about you in a variety of ways. The information we may collect on the Site includes: Personal Data Personally identifiable information, such as your name, shipping address, email address, and telephone number, and demographic information, such as your age, gender, hometown, and interests, that you voluntarily give to us [when you register with the Site [or our mobile application,] or] when you choose to participate in various activities related to the Site [and our mobile application], such as online chat and message boards. You are under no obligation to provide us with personal information of any kind, however your refusal to do so may prevent you from using certain features of the Site [and our mobile application].
Derivative Data Information our servers automatically collect when you access the Site, such as your IP address, your browser type, your operating system, your access times, and the pages you have viewed directly before and after accessing the Site. [If you are using our mobile application, this information may also include your device name and type, your operating system, your phone number, your country, your likes and replies to a post, and other interactions with the application and other users via server log files, as well as any other information you choose to provide.]
Products and Services We provide the following online. Online Videos, Exam, Study Material
Pricing details The price of each product is given in the app at the Point of Sale. Applicable discount coupons are also dispalyed in the app.
Financial Data Financial information, such as data related to your payment method (e.g. valid credit card number, card brand, expiration date) that we may collect when you purchase, order, return, exchange, or request information about our services from the Site [or our mobile application]. [We store only very limited, if any, financial information that we collect. Otherwise, all financial information is stored by our payment processor, [Amazon Payments,] [Authorize.Net,] Razorpay] [Chargify,] [Dwolla,] [Google Checkout,] [Paypal,] [SafeCharge,] [Stripe,] [WePay,] [2Checkout,] [other], and you are encouraged to review their privacy policy and contact them directly for responses to your questions.]
Third-Party Data Information from third parties, such as personal information or network friends, if you connect your account to the third party and grant the Site permission to access this information. Data From Contests, Giveaways, and Surveys Personal and other information you may provide when entering contests or giveaways and/or responding to surveys.
Mobile Application Information If you connect using our mobile application: • Geo-Location Information. We may request access or permission to and track location-based information from your mobile device, either continuously or while you are using our mobile application, to provide location-based services. If you wish to change our access or permissions, you may do so in your device’s settings. • Mobile Device Access. We may request access or permission to certain features from your mobile device, including your mobile device’s [bluetooth, calendar, camera, contacts, microphone, reminders, sensors, SMS messages, social media accounts, storage,] and other features. If you wish to change our access or permissions, you may do so in your device’s settings. • Mobile Device Data. We may collect device information (such as your mobile device ID, model and manufacturer), operating system, version information and IP address. • Push Notifications. We may request to send you push notifications regarding your account or the Application. If you wish to opt-out from receiving these types of communications, you may turn them off in your device’s settings. USE OF YOUR INFORMATION Having accurate information about you permits us to provide you with a smooth, efficient, and customized experience. Specifically, we may use information collected about you via the Site [or our mobile application] to: • Administer sweepstakes, promotions, and contests. • Assist law enforcement and respond to subpoena. • Compile anonymous statistical data and analysis for use internally or with third parties. • Create and manage your account. • Deliver targeted advertising, coupons, newsletters, and other information regarding promotions and the Site [and our mobile application] to you. • Email you regarding your account or order. • Enable user-to-user communications. • Fulfill and manage purchases, orders, payments, and other transactions related to the Site [and our mobile application]. • Generate a personal profile about you to make future visits to the Site [and our mobile application] more personalized. • Increase the efficiency and operation of the Site [and our mobile application]. • Monitor and analyze usage and trends to improve your experience with the Site [and our mobile application]. • Notify you of updates to the Site [and our mobile application]s. • Offer new products, services, [mobile applications,] and/or recommendations to you. • Perform other business activities as needed. • Prevent fraudulent transactions, monitor against theft, and protect against criminal activity. • Process payments and refunds. • Request feedback and contact you about your use of the Site [and our mobile application]. • Resolve disputes and troubleshoot problems. • Respond to product and customer service requests. • Send you a newsletter. • Solicit support for the Site [and our mobile application].